India's most accurate free financial calculators. Results update live as you move the slider — no signup, no forms, no waiting.
18 free tools — results update live, no signup needed
Calculate monthly EMI for home loan, car loan, or personal loan. See exact principal vs interest split.
Find out how much your monthly SIP investment will grow over time with compound returns.
Add or remove GST from any amount. Supports all rates: 5%, 12%, 18%, and 28%.
New regime vs old regime comparison for FY 2025-26. Includes 87A rebate and cess.
Calculate FD maturity amount with interest. Compare returns across SBI, HDFC, ICICI, and more.
Find your exact monthly in-hand salary after PF, TDS, and professional tax deductions.
Calculate PPF maturity at 7.1% interest. See year-by-year balance with tax-free returns.
Calculate HRA exemption under Section 10(13A). Find how much you can save on rent.
Calculate gratuity amount as per the Payment of Gratuity Act. Know what you're owed after 5+ years.
Calculate Recurring Deposit maturity. Monthly deposits with compound interest from top banks.
Calculate Compound Annual Growth Rate of any investment — stocks, MF, property, startup.
Calculate returns on one-time lump sum investments. See how ₹1L grows over 10–30 years.
Systematic Withdrawal Plan — see how long your retirement corpus lasts with monthly withdrawals.
Sukanya Samriddhi Yojana maturity calculator. 8.2% returns for girl child savings scheme.
Employee Provident Fund maturity calculator with salary increment and 8.25% interest rate.
National Pension System corpus calculator. See your retirement fund and monthly pension estimate.
Calculate TDS on salary, FD interest, rent, professional fees, and contractor payments.
Calculate STCG & LTCG tax on equity, mutual funds, and property with budget 2024 rates.
Practical, numbers-first articles — no jargon, no fluff
Prepayment, balance transfer, rate negotiation — proven strategies that save lakhs.
InvestingHow to start, which fund to pick, how much to invest. Everything a first-timer needs.
Tax80C, HRA, NPS, home loan — use every deduction to legally cut your tax bill.
TaxWorked examples for ₹8L, ₹12L, ₹15L and ₹20L. See which regime wins for you.
InvestingReal numbers across 5, 10, 20 years. Tax comparison. When each actually wins.
Home LoanSBI, HDFC, ICICI, Axis — all home loan rates in one table. Find the cheapest EMI.
CalcBharat.com is a free Indian finance calculator website built specifically for Indian users. Every calculator uses Indian-specific rules: GST slabs, FY 2025-26 income tax slabs (including the new Budget 2025 changes), bank FD rates from major Indian banks, and EMI calculations in rupees.
Home Loan EMI Calculator: India's most-used financial calculator. Enter your loan amount, interest rate, and tenure to instantly see your monthly EMI, total interest payable, and how much of each EMI goes toward principal vs interest. Use it to compare SBI vs HDFC vs ICICI home loan offers before applying.
Income Tax Calculator (FY 2025-26): Compare New Regime vs Old Regime side by side for your salary. Updated for Budget 2025 — including the revised slab rates and the higher ₹12 lakh income threshold for zero tax under Section 87A rebate.
SIP Calculator: Find out how much wealth your monthly SIP in a mutual fund can build. See the difference between 5 years and 20 years of investing. Understand exactly how much is your own investment vs how much the market added.
GST Calculator: Used by over 10,000 business owners monthly. Add or remove GST from any invoice amount in one click. Shows CGST, SGST, and IGST breakdown for both intra-state and inter-state transactions.
Salary / In-Hand Calculator: The gap between your CTC and take-home salary is real. This calculator shows exactly what's deducted — employee PF, income tax TDS, professional tax — and how much actually hits your bank account each month.
Built for Indian tax laws, bank rates, and financial products. Not an international calculator adapted for India.
No submit button. Results update as you move sliders. See how changing your EMI tenure by 5 years affects total interest in real time.
New Regime slabs, revised 87A rebate, updated bank FD rates, current home loan interest rates — all current.
All calculations happen in your browser. We never see your income, loan amount, or any financial data you enter.